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Home >
Personal Banking > Accounts > |
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Golden Accounts
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 | AAIB’s Golden Account adds a new dimension to Savings Accounts. You not only enjoy free instant access to your money, but also significant growth and the flexibility to choose when you want to receive your return. |
| | | BENEFITS | | | Growth | | Highly competitive interest rates on your savings in EGP, USD, EUR or GBP. | | Cumulative growth sustained by reinvesting returns. | | | Flexibility | | Flexible interest payment frequency: monthly, quarterly, semi-annually and annually according to your personal needs and preferences. | | Easy and instant access to your money. | | Issuance of ATM Cash Card Issuance of Credit Cards (Visa and MasterCard) against savings accounts. | | No stamp duties for deposits and withdrawals. | | For individuals and minors. Easy overdraft facilities. | | - Account Statement fee is EGP 10 or equivalent per frequency. Customer can choose from an array of frequencies (monthly, quarterly, semi-annually and annually) as per his/her request.
- Default statement frequency is Quarterly for individual customers and Monthly for corporate customers.
- Credit Card statement is sent monthly free of charge.
Account Maintenance Fees: EGP 10 or equivalent per quarter. If you wish to change your statement frequency; visit your branch or call 19555 on or after May 1st, 2013. AAIB Tariff of Charge Update Make sure to keep your account balance above each account type’s minimum required balance throughout the month to avoid a monthly fee of EGP 10 or equivalent*. *The following accounts are exempted from this fee: - Payroll accounts
- Certificates of deposits and time deposits (with minimum balance of EGP 5000 or equivalent in other currencies)
- Accounts linked to credit facilities such as loans or credit cards with any balance
Tariff changes will be effective as of May 1st, 2013. | | | PROCEDURES | | | Open a Golden Account with a minimum deposit of EGP 4,000, US$ 500, EUR 500 or GBP500. | | Interest is paid on fixed dates at the end of your preferred interval. | | Interest is calculated on the minimum balance during the calendar month providedthat the minimum balance is not less than EGP 4,000, US$ 500, EUR 500, GBP 500. | | Interest rates are reviewed and determined on a quarterly basis, starting on January1st of each year. | | New interest rates are applied during the interest period beginning after the announcementof the change of rates. | | | RATES | | |
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For more information call
19555 (24 h / 7 days) or 24886679
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