Value

Plus

Arab African International Bank strives to make innovation the key factor in creating its products. It is the kind of innovation that understands and addresses the unique and ever evolving needs of each client.

Value plus offers the best of two worlds: save & live

Get your future earnings NOW- Take a loan and don’t repay

Your monthly installment is paid off by your monthly return on your Emerald CD; hence, you don’t pay any monthly installment. For instance, against your 10 year CD of EGP 100,000.

You can get around EGP 52,000 now. You don’t pay anything for 10 years and still have your EGP 100,000 at the CD maturity.

*All loans are granted at AAIB’s sole discretion numbers shown above are indicative and are subject to change

* Terms and conditions apply

Stretch your ability - go further

Take a loan up to 120% of your CD. Ideal for buying the property you want but couldn’t afford due to cash shortage. Now you can stretch your deposit of EGP 100,000 and get a loan of EGP 120,000.

*All loans are granted at AAIB’s sole discretion numbers shown above are indicative and are subject to change

* Terms and conditions apply

Buy and save – buy your dream car for less

You can take a loan up to 100% of your CD and buy a car equal to that amount. You pay much less, as your monthly loan installment is reduced by the monthly interest of your CD.  For instance, you can buy a car of EGP 100,000 for around EGP 76,000 approximately (a discount of around 24%) with a 10-year loan. At the end of the tenor you have the CD and your dream car.

*All loans are granted at AAIB’s sole discretion numbers shown above are indicative and are subject to change

* Terms and conditions apply

Save and invest – with less monthly cash flow

Acquire a loan to 90% of your bullet CD .and pay only the loan interest on a monthly basis.The loan principle is repaid from the CD principal at the end of the loan tenor. Ideal for any type of investment without putting up your own money. Invest or own property with less monthly cash flow burden.

*All loans are granted at AAIB’s sole discretion numbers shown above are indicative and are subject to change

* Terms and conditions apply

Spend the funds and keep them saved too

Acquire a loan up to 97% of your CD/TD and repay on equal monthly installments. Gradually, your loan outstanding goes down to become zero at the end of the loan tenor.

*All loans are granted at AAIB’s sole discretion numbers shown above are indicative and are subject to change.

* Terms and conditions apply

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