Emerald Certificates

Of Deposits

Arab African International Bank - Emerald Certificates of Deposits

Arab African International Bank’s Emerald Certificates of deposit in EGP offer a comprehensive range of savings plans, with a variety of options that caters exclusivity to all your personal needs. 

Benefits

  • Highly competitive interest rates (Tax Free)
  • You can choose from a wide range of Emerald certificates with different tenors ranging from three to ten years and different interest rates (Fixed CD / Floating CD/ Fixed & Floating CD) with different tenors ranging from 3 to 10 years and different interest rates. 
  • Flexible interest payment frequencies (Daily, Monthly, Quarterly, Semi-annually, Annually and Cumulative) to suit your personal needs
  • Certificates are issued in denominations of EGP 1,000 and their multiples with minimum issuance EGP,5000
  • Enjoy the benefits of our new proposition Value Plus secured loan programs, which offers you the best of two worlds: Save & Live
  • You can issue a secured credit Card (Visa ,MasterCard ) up to 97% of the certificates of deposit’s value 
  • Take an overdraft up to 90% of the deposit’s value
  • Interest can be credited to the client’s current or saving account
  • Purchased by indivisuals including minors
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table

Emerald CDs Fixed rates (%)

Tenor / Frequency 

3 Years

4 Years

5 Years

6 Years

7 Years

8 Years

9 Years

10 Years

Monthly

12.0000

10.0625

10.2500

10.3750

10.5000

10.6250

10.6875

10.7500

Quarterly

12.2500

10.1875

10.5000

10.5625

10.6250

10.6875

10.7500

10.8750

Semi-Annually

12.3750

10.3125

10.7500

10.8125

10.8750

10.9375

11.0000

11.0625

Annually

12.5000

10.6250

11.0000

11.1250

11.2500

11.3125

11.3750

11.5000

Bullet (at maturity)

-

49

68

88

110

135

163

196

 
Emerald CDs Floater rates (%)
Tenor / Frequency 3 Years (Floating Only) Interest Rate 5 Years (Floating Only) Interest Rate
Monthly

Bid Corridor  -1.00%

8.250 Bid Corridor - 0.625% 8.625
Quarterly Bid Corridor - 0.75% 8.500 Bid Corridor - 0.500% 8.750
Semi-Annually Bid Corridor - 0.50% 8.750 Bid Corridor - 0.375% 8.875
Annually Bid Corridor - 0.25% 9.000 Bid Corridor - 0.250% 9.000

 

* Bid Corridor Rate (Currently 9.25%)

Value date first working day of the next week of CDs purchase date
Rates are subject to change. To check most recent rates, please call our Call Center on 19555 

Try out our free online Emerald Calculator to calculate the earned interest

Check the flyer here

For more information call
19555 (24 h / 7 days) or +202 26733107

Top