Emerald Certificates

Of Deposits

Arab African International Bank - Emerald Certificates of Deposits

Arab African International Bank’s Emerald Certificates of deposit in EGP offer a comprehensive range of savings plans, with a variety of options that caters exclusivity to all your personal needs. 

Benefits

  • Highly competitive interest rates (Tax Free)
  • You can choose from a wide range of Emerald certificates with different tenors ranging from three to ten years and different interest rates (Fixed CD / Floating CD/ Fixed & Floating CD) with different tenors ranging from 3 to 10 years and different interest rates. 
  • Flexible interest payment frequencies (Daily, Monthly, Quarterly, Semi-annually, Annually and Cumulative) to suit your personal needs
  • Certificates are issued in denominations of EGP 1,000 and its multiples with no limit
  • Enjoy the benefits of our new proposition Value Plus secured loan programs, which offers you the best of two worlds: Save & Live
  • You can issue a secured credit Card (Visa ,MasterCard ) up to 97% of the certificates of deposit’s value 
  • Take an overdraft up to 90% of the deposit’s value
  • Interest can be credited to the client’s current or saving account
  • Purchased by indivisuals including minors
  • Certificates can be redeemed after the first six months of issuance, according to the bank redemption table

Emerald CDs Fixed rates (%)

Tenor / Frequency 

3 Years

4 Years

5 Years

6 Years

7 Years

8 Years

9 Years

10 Years

Monthly

11.7500

11.0625

11.2500

11.3750

11.5000

11.6250

11.6875

11.7500

Quarterly

11.8750

11.1875

11.5000

11.5625

11.6250

11.6875

11.7500

11.8750

Semi-Annually

12.1250

11.3125

11.7500

11.8125

11.8750

11.9375

12.0000

12.0625

Annually

12.5000

11.6250

12.0000

12.1250

12.2500

12.3125

12.3750

12.5000

Bullet (at maturity)

-

55

75

97

121

150

185

225

 
Emerald CDs Floater rates (%)
Tenor / Frequency 3 Years (Floating Only) Interest Rate 5 Years (Floating Only) Interest Rate
Monthly

Bid Corridor - 1.50%

15.250 Bid Corridor - 0.875% 15.875
Quarterly Bid Corridor - 1.25% 15.500 Bid Corridor - 0.750% 16.000
Semi-Annually Bid Corridor - 1.00% 15.750 Bid Corridor - 0.625% 16.125
Annually Bid Corridor - 0.75% 16.000 Bid Corridor - 0.500% 16.250


* Bid Corridor Rate (Currently 16.75%)

Value date first working day of the next week of CDs purchase date
Rates are subject to change. To check most recent rates, please call our Call Center on 19555 

Try out our free online Emerald Calculator to calculate the earned interest

Check the flyer here

For more information call
19555 (24 h / 7 days) or 24886679

 

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