Golden

Saving Account

Arab African International Bank - Golden Saving Account

Earn high returns with Golden Saving Account competitive interest rates: More you save … More you earn! Instantly access your money. Have flexibility through multiple interest payment options. Golden Saving Account is offered in Egyptian Pounds and foreign currencies (US Dollar, GBP and Euro).

With over 85 branches in Egypt and 400+ ATMs, AAIB is close to you wherever you are. Visit your nearest AAIB branch now, and enjoy the AAIB golden touch.

EGP Saving Account Benefits:

  • Attractive high interest rates on your savings: More you save, More you earn, with higher interest rates for higher balances
  • Flexible interest payment frequencies (Monthly, Quarterly, Semi-annually and Annually)
  • Fair service charges / tariff
  • Easy and instant access to your money 24/7 with the international debit card of your choice (Visa or MasterCard)
  • Option to get a credit card (Visa or MasterCard) against saving accounts
  • Overdraft facility up to 95% of the account balance​

Foreign Currency (Dollar, EURO & Sterling Pound) Saving Account Benefits:

  • Attractive high interest rates on your savings
  • Flexible interest payment frequencies (Monthly, Quarterly, Semi-annually and Annually)
  • Fair service charges / tariff
  • Easy and instant access to your money 24/7 with the international debit card of your choice (Visa or MasterCard) for USD currency
  • Option to get a credit card (Visa or MasterCard) against saving accounts (for USD accounts)
  • Overdraft facility up to 95% of the account  balance​

Features

  • Account minimum balance
    • EGP 5000
    • USD 500
    • GBP 500
    • EUR 500
  • Interest is calculated on the minimum balance during the month provided that it is not less than the required minimum account balance
  • Account statements are sent on quarterly basis (you can choose a different frequency if you wish); E-Statement for all customers having E-Banking access.
  • Access your account(s) using AAIB E-banking and phone banking, for free
  • Accounts with less than the minimum balance are subject to a monthly minimum balance fee

Accounts exempted from this fee:

  • Payroll accounts
  • Accounts linked to certificates of deposit (with minimum balance of EGP 5,000)
  • Accounts linked to time deposits (with minimum balance of EGP 5,000 / USD 5,000 or its equivalent in EUR and/or GBP)
  • Accounts linked to credit facilities such as loans or credit cards

For general terms and conditions, please click here

For tariff, please click here

 

EGP Saving Account Rates:

Interest Frequency

Amount in EGP (Based on
Monthly Min Balance)

Interest rate

Monthly

5K to <100K

9.00%

100k to <500K

9.50%

500K to <1MM

10.00%

1MM to <5MM

11.00%

>=5MM

11.00%

Quarterly

5K to <100K

9.00%

100k to <500K

9.50%

500K to <1MM

10.00%

1MM to <5MM

11.00%

>=5MM

11.00%

Semi Annually

5K to <100K

9.00%

100k to <500K

9.50%

500K to <1MM

10.00%

1MM to <5MM

11.00%

>=5MM

11.00%

Annually

5K to <100K

10.00%

100k to <500K

10.50%

500K to <1MM

11.00%

1MM to <5MM

12.50%

>=5MM

12.50%

 *Above Golden Saving Account in EGP rates are effective 1 March 2019.

 

Foreign Currency Saving Account Rates:

Frequency of Interest Payment

USD

EUR

GBP

Monthly

0.2500%

0.1875%

0.2500%

Quarterly

0.3750%

0.2500%

0.3750%

Semi-Annually

0.5000%

0.3750%

0.4375%

Annually

0.6250%

0.5000%

0.5000%

* Rates are subject to change. To check most recent rates, please call our Call Center on 19555


Apply Now
For more information call
19555 (24 h / 7 days) or +202 26733107

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