Products

& Services

AAIB wealth management is committed to the preservation and growth of your wealth. With this in mind, we offer you an array of product choices and investment solutions that meet your financial aspirations and risk appetite.

As a wealth management client, you will enjoy...

  • Exclusive access to prestigious Wealth Management Lounges.
  • Financial Advisory Services and Express Banking Service.
  • Special Debit Cards ATM withdrawal limits.
  • Tailor-made cheque book and customized bank statements.
  • Preferential tariff of charges and special deposit rates.
  • Global Concierge services.
  • Exclusive access to Priority Pass lounges program.
  • Facility of cross border account opening at regional branches.
  • Convenience of transacting via e-mail, fax and telephone.
  • Dedicated agents and priority processing call center services.
  • Cash pickup and delivery services.
  • Company account services at preferential tariff.
  • Exclusive Visa Platinum credit card.
  • Specially tailored portfolios meeting the diverse risk profile.
  • Access to mortgage finance, brokerage and asset management services offered via Bank subsidiaries.

 

Welcome to a world of rewards and prestigious benefits with AAIB Visa Signature Credit Card. Discover an exclusive range of privileges to help you enjoy the luxury of life. AAIB Visa Signature Credit Card goes beyond what you expect from a credit card, offering you exceptional returns and world-class benefits on all your spending.

LoungeKey 

Being an AAIB Visa Signature cardholder, you are eligible to receive airport lounge access to 1000+ lounges globally to choose from, through LoungeKey website. 

No need to register prior to visiting the lounge; upon entry to a participating lounge, simply present your AAIB Visa Signature Credit Card to the lounge receptionist and mention ‘LoungeKey’. 

For more information, please visit www.loungekey.com/visamena or you can download the LoungeKey application available on your mobile application store.

Travel Insurance 

Instantly receive complimentary travel insurance coverage for you and your family when you purchase your airline tickets with your AAIB Visa Signature Credit Card. 

Visa Travel Insurance covers the cardholder, spouse, and up to five children. 

In addition, Visa Travel Insurance certificate matches with Schengen Visa requirements.  For more information, and Terms & Conditions, please visit: 

https://cardholderbenefitsonline.com/  

For any claims, you should email visa@broadspire.eu with the following information to start the claim process: 

  • Cardholder’s name 

  • First nine digits of covered card number 

  • Cardholder’s address 

  • The policy or section under which the claim applies

Visa Concierge 

As an AAIB Visa Signature Credit Cardholder, you have exclusive complimentary access to Visa’s Global Concierge Services. Available 24 hours, 7 days a week, dedicated personal assistants are a call away to meet your various requests. 

Servicing in English, Arabic, and French, concierge agents can help with: 

  • Restaurant advice 

  • Booking tables, including those that are hard-to-get 

  • Travel arrangements: booking flights, hotels, car rentals, hotel transfers, tourist advice 

  • Shopping recommendations and finding special products 

  • Arranging a special gift, sending flowers 

As an AAIB Visa Signature Credit Cardholder, using the Visa Global Concierge Service is free of charge. In case cardholder requested purchasing of a good or service through Visa Global Concierge Service, he/she will bare only good or service cost. 

- For inquiries and service requests, please contact: 

(AT&T) 0225100200 (then) 800-609-2753 or Email: concierge@visasignature-mea.com

Purchase Protection 

AAIB Visa Signature Credit Card offers you Purchase Protection, which provides you with additional peace of mind every time you make a purchase. It protects you against theft or accidental damage of purchased items, so you can focus on simply finding that perfect item. 

Terms and Conditions: 

  • Full payment of purchased items must be with your Visa Signature Credit Card (New item purchases only) 

  • Coverage for a maximum of 365 days from date of purchase 

  • Maximum of 48 hours from date of incident to submit a claim 

  • Cardholder must report within 24 hours in case of theft 

For any claims, you should email visa@broadspire.eu with the following information: 

  • Cardholder’s name 

  • First nine digits of covered card number 

  • Cardholder’s address 

  • The policy or section under which the claim applies

Extended Warranty 

For newly purchased items, your AAIB Visa Signature Credit Card doubles the item’s warranty up to one year upon the expiry of the manufacturer’s original warranty. Extended warranty covers repair or replacement of an item if it fails to operate successfully for a maximum of USD 20,000 per year. 

For any claims, you should email visa@broadspire.eu with the following information: 

  • Cardholder’s name 

  • First nine digits of covered card number 

  • Cardholder’s address 

  • The policy or section under which the claim applies

With purchase protection and extended warranty, you can shop confidently, knowing your purchases are protected and insured.

Visa Luxury Hotels 

Using AAIB Visa Signature Credit Card, you have an exclusive access to Visa’s collection of luxury hotels including the following benefits: 

  • Best available rates guaranteed 

  • Automatic room upgrade upon availability 

  • Free in-room internet 

  • Complimentary continental breakfast 

  • 3:00 pm check-out availability 

  • VIP guest status 

  • $25 food or beverage voucher 

To receive the above-mentioned benefits, the cardholder needs to make the room reservations on www.visaluxuryhotels.com or through Visa Global Concierge Service, and reserve the room by using AAIB Visa Signature Credit Card. 

For terms and conditions, please visit www.visaluxuryhotels.com 

For more benefits & offers, please visit https://eg.visamiddleeast.com/en_EG/pay-with-visa/find-a-card/signature.html  or download Visa Explore application.

Additional AAIB Visa Signature Credit Card Features 

  • Distinctive loyalty program 

  • Competitive tariff and interest rate 

  • Easy Installment plan 

  • 3D secure to shop safely online 

  • Up to 55 days grace period on all purchases 

  • Up to 90% cash withdrawal of total credit limit 

  • 5% minimum monthly payment 

  • Wide range of attractive offers & selected services 

  • Instant SMS alert for every card transaction at any point of sale locally & internationally to enhance your card security 

  • Wide international acceptance and high usage limit 

  • Easy documentation and fast approval 

  • Supplementary cards: issuance of unlimited number of supplementary credit cards 

*Terms & conditions apply. 

*All cards issued at the bank’s sole discretion in light of our credit policies 

For more information, please call 19555 or (+202) 26733107 from outside Egypt (24/7)

Visa Signature is issued free of issuance fees for Wealth Management Customers.

 

Arab African International Bank - Products & Services

Arab African International Bank Visa Platinum Debit card is designed exclusively for wealth customers. This premium product comes with the latest contactless technology,  for more convenience and security to your everyday spend.

Simply Wave your card in front of the contactless POS machine and Go.

 

Features and Benefits:

  • Higher International and Domestic Spend limit

Spend Scope

Spend Type

Daily

Monthly

Domestic Spend Limits

Cash

EGP 20,000

EGP 500,000

POS

EGP 600,000

EGP 2,000,000

Deposit

EGP 20,000

Unlimited

International Spend Limits

Cash

EGP 45,000

EGP 300,000

POS

EGP 500,000

EGP 2,000,000

E-commerce

EGP 75,000

EGP 300,000

Transactions Count Limit “Domestic / International”

Cash

15

Unlimited

POS

30

Unlimited

E-commerce

15

Unlimited

 

  • 3D secure to shop safely on the internet
  • Wide range of attractive offers & selected services
  • Instant SMS alert for every card transaction locally and internationally to enhance your card security

 

In addition to the below benefits offered exclusively by Visa to Platinum Cardholders as follows:

 

  • Enjoy up to 4 months free of Anghami Plus
    • Subscribe to Anghami Plus with your Visa Platinum Debit Card and enjoy up to four months for free.
    • Subscribe on www.anghami.com/Visa with your Visa and get one month free for every two months paid.
    • Visa can change the terms of conditions at any point of time. The Promotion can be suspended or cancelled at any point in time without prior notice.
  • Purchase Protection
    • Purchase Protection provides Visa Platinum Cardholders with additional peace of mind every time they make a purchase. It protects them against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.
  • Extended warranty
    • For newly purchased items, your AAIB Visa Platinum Debit Card doubles the item’s warranty up to one year upon the expiry of the manufacturer’s original warranty. Extended warranty covers repair or replacement of an item if it fails to operate successfully
  • DragonPass “Dine & Fly” airport dining program
    • Cardholders now have access to over 200 airport restaurant offers globally. Please download the app (Dine & Fly) and complete a simple registration in order to begin redeeming.
    • After the registration is completed, simply visit a participating restaurant and reference 'DragonPass' to the restaurant staff. Then click 'redeem' in the app to obtain the discount.
  • Save up to 12% discount over 985,000+ hotels & vacation rentals worldwide with Agoda
    • Cardholders receive up to 12% discount when they book promotion eligible properties using Platinum Debit Card on the Visa Agoda website.
    • The Promotion is not available on all merchant properties. The Promotion is only applicable to the reservation of selected and designated merchant properties (promotion eligible properties) in certain destinations, made through a dedicated Promotion landing page only at following URL: www.agoda.com/visamena
    • Visa and/or Agoda can change the terms of conditions at any point of time. The Promotion can be suspended or cancelled at any point in time without prior notice.
  • Visa Luxury Hotels
    • Using AAIB Visa Platinum Debit Card, you have exclusive access to Visa’s collection of luxury hotels including benefits as:
      • Best available rate guarantee, in addition to automatic room Upgrade when available
      • Free in-room internet, Complimentary continental breakfast
      • 3:00 pm check-out (when available),VIP guest status
      • To receive the above-mentioned benefits, the cardholder needs to make the room reservations on www.visaluxuryhotels.com or through the Visa Global Concierge Service, and reserve the room by using AAIB Visa Platinum Debit card.

For terms and conditions, please visit visaluxuryhotels.com

 

For more Information please call 15590 from inside Egypt or +202 26733124 (24/7) from outside.

AAIB Visa & MasterCard Debit Cards

Spend. Earn. Repeat

AAIB Debit Visa & MasterCard Debit Card is the most convenient way to pay for your everyday purchases at POS machines and ATMs locally and internationally.

AAIB Debit Card Benefits & Features: 

Wealth Management Limit

Purchase limit

EGP 250,000 Per Day

*To know more about cash withdrawal limits for all card types, please call 19555.

  • AAIB Debit card is equipped with Chip & PIN technology to secure your transactions. You will be required to enter your PIN to complete a transaction.
  • AAIB Debit Cards has wide international acceptance; POS transactions maximum limit is USD 25000 per month
  • Access to more than 3 million ATMS around the world displaying VISA / MasterCard logo to have more control on your account. (Free cash withdrawal from AAIB & non AAIB ATMs)
  • Enjoy the convenience of paying for your purchases through POS machines locally and internationally. In case using POS machines and non AAIB ATMS, you only have access to the primary account linked to your card
  • Real time fraud monitoring: AAIB Debit Card is continuously monitored for any suspicious activity. You might receive a call from AAIB call center if any suspected behavior is detected on your card.
  • Instant SMS alert for every card transaction at any point of sale locally & internationally to enhance your card security
  • Enjoy wide range of attractive offers & selected services offered by Visa & MasterCard
  • 24/7 call center assistance at your service at 19555 or +202 26733107 from outside Egypt.
  • For debit card terms & conditions, please click here.

For your convenience and security, we encourage you to use your card for any purchases, rather than carrying cash.

Arab African International Bank - Products & Services

Travel & Shop comfortably with free access to luxury airport lounges

Wealth Management Visa Platinum Card Holders can enjoy free access to many luxury airport lounges across the world including Cairo airport.

 

Please check the following link for more details and registration:

https://www.loungekey.com/visaplatinummena

Arab African International Bank - Products & Services

WM Visa Platinum

Welcome to the world of privileges with Wealth Management Visa Platinum credit card.

  • Worldwide acceptance and recognition guaranteed by the prestigious Platinum brand identity.
  • A wonderful range of hand picked local & international shopping, travel, fine dining & life style offers.
  • 24/ 7 multilingual global customer service assistance attending to clients inquires lost / stolen card, reporting, emergency card replacement and / or cash disbursement up to $5000 if needed.
  • Exclusive access to Priority Pass lounges program.
  • Access to global medical and legal advice and service assistance during your travel.
  • Purchase protection for items purchased with Visa Platinum card against loss, theft or accidental damage up to $20,000 per year.
  • Extended warranty for goods purchased with Visa Platinum up to 2 years from the goods purchase date.
  • Extended credit limits starting at EGP 60,000.
  • Preferential joining and renewal fees.
  • Competitive interest rates.
  • 90% Cash withdrawal facility.
  • 5% monthly payment.
  • 56 days of interest free credit on purchases.
  • 3 years card validity
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