Golden Saving Plus


Features and benefits


  • An interest-bearing savings account with different interest frequency payout.
  • Minimum required balance of EGP 50,000.
  • Interest is calculated on lowest monthly balance and credited according to the frequencies below..
  • Domestic and international cash withdrawal and purchases access through ATMs and POS 24/7.
  • Offered to individuals only.

* The New Rates and tiers will be Effective on 1st of October 2025

Golden Saving plus Account Interest rate

FrequencyTiers EGPInterest
Monthly50K to 500K12.75%
500K to 1Mn15.75%
1Mn to 5Mn16.00%
5Mn to 10Mn16.50%
10Mn to 20Mn16.75%
Above 20Mn17.25%
Quarterly50K to 500K12.85%
500K to 1Mn15.90%
1Mn to 5Mn16.15%
5Mn to 10Mn16.65%
10Mn to 20Mn16.90%
Above 20Mn17.40%
Semi-annually50K to 500K13.00%
500K to 1Mn16.05%
1Mn to 5Mn16.30%
5Mn to 10Mn16.80%
10Mn to 20Mn17.05%
Above 20Mn17.55%
Annually50K to 500K13.25%
500K to 1Mn16.25%
1Mn to 5Mn16.50%
5Mn to 10Mn17.00%
10Mn to 20Mn17.25%
Above 20Mn17.75%

* The below rates apply till 30-september-2025

Golden Saving plus Account Interest rate

FrequencyTiers EGPInterest
Monthly50K to 500K14.00%
500K to 1Mn16.25%
1Mn to 5Mn17.00%
5Mn to 10Mn17.50%
10Mn to 20Mn17.75%
Above 20Mn18.00%
Quarterly50K to 500K14.25%
500K to 1Mn16.50%
1Mn to 5Mn17.25%
5Mn to 10Mn17.75%
10Mn to 20Mn18.00%
Above 20Mn18.25%
Semi-annually50K to 500K14.50%
500K to 1Mn16.75%
1Mn to 5Mn17.50%
5Mn to 10Mn18.00%
10Mn to 20Mn18.25%
Above 20Mn18.50%
Annually50K to 500K14.75%
500K to 1Mn17.00%
1Mn to 5Mn17.75%
5Mn to 10Mn18.25%
10Mn to 20Mn18.50%
Above 20Mn18.75%

Other Services:

  • ATM services: Cash deposits, Fawry services, Bill payments, Fund transfer, foreign currency exchange.
  • Free online banking.
  • SMS Service – Subscription available upon request.
  • E-Banking service 24/7.
  • 24/7 access to Call Center through 19555.
  • Debit card issuance is available upon request.

* Interest is calculated on lowest monthly balance and credited according to the frequencies above

Required documents


  • Copy of a valid national ID for Egyptians or passport for expats.
  • Proof of income.
  • Recent original utility bill as proof of residence address.
  • Proof of a permanent address document for expats.

* Additional documents may be required

* Terms&Conditions apply

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