Visit your nearest AAIB branch or contact our call center on 19555, and one of our Sales Representatives will get in touch to set up an appointment. You can also apply through AAIB website.

AAIB offers Mastercard and Visa credit cards. If you are a holder of one type, you can apply for the other.

The Smart Card features microchip technology that enables you to enjoy a wide range of services. It combines security with flexibility and efficiency to offer a range of features, including the ability to store all your data on a single card, make transactions both online and offline, as well as enjoy additional anti-fraud security with a unique PIN number and dual usage via magnetic strip and microchip technology.

Call AAIB on 19555 immediately to deactivate your card and request a replacement from your branch.

First, settle your credit card balance, and then contact AAIB to request the cancellation of the card.

AAIB offers secured and unsecured cards. Secured card holders are entitled to a credit limit of up to 96% of their deposits, while the limit for unsecured card holders is equivalent to twice and up to 5 multiplier their monthly net salary.

If your monthly salary is increased, you can present a new salary slip at your branch, and your credit limit can be raised.

Keep your personal identification number (PIN) safe, you can use it to withdraw cash at ATMs and make purchases at points of sale, if you forgot or misplaced your PIN, call AAIB on 19555 to change your password.

You can make your credit card payments at AAIB branches, ATMs, and mobile banking service as well as by setting up standing orders (Regular/ automatic payment instructions) from your current and/or savings accounts. You can also settle your credit card balance by making a transfer from an account with another bank.

You are required to pay at least 5% of your outstanding balance.

AAIB will issue a new card and deliver it to you before your current card expires.

Our grace period is up to 55 days on all purchases.

For security purposes, call us on 19555 before traveling to activate the card for international usage.

There is no limit on how many supplementary cards you can request to be issued.

Fraudulent messages have recently been sent out to a number of customers, claiming to be from AAIB, Visa or Mastercard. These emails urge customers to click on a link, directing them to a website that appears reasonably legitimate, and requesting information related to account numbers, usernames, passwords, PINs, and credit card numbers. AAIB, Visa or Mastercard will NEVER ask you for your account number, user ID, password, credit card numbers, or any other personal details whatsoever via email. No email from AAIB, Visa or Mastercard will ever contain a hyperlink to the Online Banking login page. If you receive any emails that look suspicious, do not follow any of the instructions, and contact our call center on 19555 (24/7) immediately.

Yes, AAIB offers Secure Code Service, a FREE service that provides you with additional security and protects your card during online use.