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Enjoy total, round-the-clock control over your savings.

Make the best of high returns and competitive interest rates with AAIB’s Golden Saving Account (EGP/USD/GBP/EUR). Take advantage of a network of over 90 branches and 400+ ATMs to maintain instant access to your funds.

Features and benefits

  • An interest-bearing savings account with a wide range of interest frequency options
  • Minimum required balance of EGP 20,000
  • Interest is calculated on lowest monthly balance and credited according to the frequencies below.
  • Customer can apply for secured facility.
  • Domestic and international cash withdrawal and purchases access through ATMs and POS 24/7
  • Offered to individuals only

EGP Golden Saving Interest Rate

FrequencyAmount (monthly min. balance)Interest
Monthly
  1. 5K to 100K
  2. 100K to 500K
  3. 500K to 1MM
  4. 1MM to 5MM
  5. >5MM
  1. 3.500%
  2. 4.250%
  3. 5.000%
  4. 7.000%
  5. 7.500%
Quarterly
  1. 5K to 100K
  2. 100K to 500K
  3. 500K to 1MM
  4. 1MM to 5MM
  5. >5MM
  1. 3.750%
  2. 4.500%
  3. 5.250%
  4. 7.250%
  5. 7.625%
Semi-annually
  1. 5K to 100K
  2. 100K to 500K
  3. 500K to 1MM
  4. 1MM to 5MM
  5. >5MM
  1. 4.000%
  2. 5.000%
  3. 5.500%
  4. 7.375%
  5. 7.625%
Annually
  1. 5K to 100K
  2. 100K to 500K
  3. 500K to 1MM
  4. 1MM to 5MM
  5. >7.5MM
  1. 4.250%
  2. 5.125%
  3. 6.000%
  4. 8.000%
  5. 8.500%

Foreign currency interest rates

FrequencyUSDEURGBP
Monthly0.1250%0.0625%0.0625%
Quarterly0.1875%0.1000%0.1000%
Semi-Annually0.3750%0.1250%0.1500%
Annually0.4375%0.1500%0.2000%

Other Services:

  • ATM services: Cash deposits, Fawry services, Bill payments, Fund transfer, foreign currency exchange
  • Free online banking
  • SMS Service – Subscription available upon request
  • E-Banking service 24/7
  • 24/7 access to Call Center through 19555
  • Debit card issuance is available upon request

* Interest is calculated on lowest monthly balance and credited according to the frequencies above

Required documents

  • Copy of a valid national ID for Egyptians or passport for expats
  • Proof of income
  • Recent original utility bill as proof of residence address
  • Proof of a permanent address document for expats

* Additional documents may be required

* Terms&Conditions apply

Apply for one of our accounts
Apply online to open an account

FAQs

An interest period ends on the last day of each month at 2pm. Interest rates begin to be calculated on the first day of the following month.
If you withdraw from or close your account before interest is paid, no interest will be credited to you.
The interest is calculated on the lowest balance during the month.
Cheque book is only issued against the current account
Egyptian nationals are required to present a copy of their national IDs, while expats must submit a copy of their residence permit and passport.
You must present a copy of custody documentation, the guardian’s national ID, as well as the minor’s birth certificate/ national ID.
Simply call AAIB’s call center on 19555.
You must settle your outstanding credit card balance before you close the account/ deposit. The card must then be handed over to AAIB and destroyed. The amount blocked against the credit card limit is lifted for three months after card cancellation.
You can deposit the interest paid out on your savings into both your current account and your savings account.