Cash Management:
AAIB strives to provide efficient cash flow management solutions for businesses with a comprehensive range of offerings including collections and payments services. We offer a wide array of collections solutions to support your sales whether through cash, cheques, transfers or cards.
Post-Dated Cheque Warehousing:
Delegate the custodial services of your post-dated cheques to AAIB. We will present them for clearing on the due date, saving you time and effort. Furthermore, we can provide short-term liquidity to meet your financial needs.
Merchant Services:
Merchant POS
Enhance customer convenience by allowing them to make card payments through Point of Sale (POS) terminals at your offices and branches. Enjoy competitive POS commission rates, accept multiple currencies such as EGP and USD, and support major card networks including Visa, Mastercard, JCB, UnionPay, American Express, and Diners Club. Benefit from installment options of up to 12 months for AAIB credit cardholders. The N-Genius POS Android Terminal™ supports all major credit cards and contactless payments, including the option for Wi-Fi connectivity. Additionally, MPOS terminals offer a solution for delivery channels, while the POS system accepts dynamic QR codes, premium cards, and dynamic currency conversion.
Merchant Loans
Access our Merchant Loans, which are guaranteed by the merchant's proceeds, eliminating the need for collaterals or personal guarantees. These loans come with competitive interest rates and flexible tenors of up to 60 months, with the possibility of top-ups.
eCommerce Payment Gateway:
Accept secure online payments from your customers through your website or mobile app using AAIB's payment gateway. Enjoy the benefits of a secured online payment service by accepting major credit, debit, and prepaid cards, including Mastercard and Visa. Requirements for the payment gateway include having a website or mobile app that meets the bank's security and eligibility standards, a merchant account directly linked to the payment gateway, and integration between the website or app and the bank through a payment gateway provider.
QPay Wallet:
Easily receive payments from your customers through their mobile wallets using QPay. Customers can scan your merchant QR Code or transfer the amount through their mobile wallet. Payments are received immediately, and the QPay system offers contactless, easy, and safe payment options. Features include payment refunds, the ability to review balances and transaction history, and seamless integration with AAIB.
Corporate Credit Cards:
Ensure secure and controlled payment of your business travel expenses with corporate credit cards. This helps reduce manual processing of petty cash transactions. Apply for Corporate Credit Cards at the branch, and they will be issued to your assigned employees. Additionally, you can earn reward points on all your Point of Sale (POS) and online purchases with AAIB's credit card reward program.