Designed to make all your goals a reality
Our Emerald Certificates of Deposit offer a wide range of saving plans up to 10 years, featuring competitive rates specifically tailored to support you in realizing all your ambitions.
Features and benefits
- CD issued in Fixed-rate (3 to 10-year tenor)
- Minimum certificate amount is EGP 5,000 and can be increased in multiples of EGP 1,000.
- Customers can apply for Secured.
- Offered for individuals only.
- Certificates are renewed upon customer request.
- Redemption is allowed after six months from CD value date.
Fixed
Emerald Fixed Certificate of Deposits Interest Rate
| Tenor/ Frequency | Daily | Monthly | Quarterly | Semi-annually | Annually | Bullet (P+%) |
|---|---|---|---|---|---|---|
| 3 years | 16.00% | 16.25% | 16.50% | 16.75% | 17.00% | Principle +55% (Effective annual rate 15.73%) |
| 5 years | - | 10.38% | 10.63% | 10.75% | 10.88% | Principle +100% (Effective annual rate 14.82%) |
| 7 years | - | 10.31% | 10.56% | 10.69% | 10.81% | Principle +150% (Effective annual rate 14.00%) |
| 10 years | - | 10.25% | 10.50% | 10.63% | 10.75% | Principle +250% (Effective annual rate 13.35%) |
Required Documents
- Emerald Certificates of Deposit application form
- Principle credit account to add the interest on
Apply for one of our deposits
Apply online to issue one of our deposits